this time, finally cross "be good with money" off your list!

work with a ramsey preferred financial coach!

stay in touch with helpful tips on budgeting, debt, and financial independence!

Have you ever felt like this?


"Money stresses me out constantly."

"I have the best intentions to get ahead, but something always comes up."

"I always mean to payoff debt, but when the end of the month hits, there is nothing left."

"We make too much money and work too hard to have nothing to show for it."

how-to-get-out-of-debt

Hey there!

I'm Darcie!

I work with clients every day who want a better financial future. I am a Ramsey Preferred financial coach.

It’s not my clients don’t know how to get out of debt, they completely do! My clients have read the books, listened to the podcasts, but still, they want something more. They want accountability, they want a customized solution that fits their lives, and they really just want to make progress on their debt.

A little background about me…

For many years in my 20s, I felt like I was always in credit card debt. As much as I tried, I could never get ahead to get that debt out of my life. When we bought our first house in 2010, my husband and I got serious about paying off my graduate student loans and car loans. I finally figured out the secrets of creating a great budget and how to get ahead financially.

From there, we kept saving in order to pursue financial freedom. He was able to leave his corporate job and pursue a much lower paying career, but something he completely loves, because of our ability to stay debt free all these years. I want this for everyone! 

Today, I am also a Ramsey Preferred Coach.

here is a look at some of my CLIENTs' RECENT successes:

Got current with bills

First time ever out of credit card debt

Cashflowed home repairs

Saved for emergencies

13 cards paid off in 4 months

Sinking funds created

Want to breakthrough and finally feel like you are making progress on your debt? Let's work together to make an action plan for you.

here's how we can work together

Mini Session

Ideal for clients interested in a “check up” session or to get some guidance on a specific topic. May always upgrade to Habit Builder package.

$125 for 1 hour

Habit Builder

This is the most popular package! Work directly with me! The Habit Builder package focuses on long-term guidance and building positive, healthy lifelong financial habits. If you feel like one-time meeting is not enough and you really want to stay accountable to someone over six months, then this is your package. Option to renew.

 $749 for 6 months 

or monthly payments of $124

Why hire a financial coach?

Clarity + Get results faster

My clients generally have spent years trying to get out of debt before working with me. Most clients have about $1,500 in minimum monthly debt payments (or $18,000 a year!). Putting off your debt free journey one year will cost you about $137,000! Even if you don't work with me, please get started today!

To calculate this yourself, type this formula into Google Sheets or Excel: =fv(7%,30,0,-18000)….meaning if you invested $18,000 at 7% in average compounded interest over 30 years, you would net $137K on your original $18,000!!!!!

Accountability

For the same reason some people really enjoy working with a personal trainer or a workout buddy, consider me your accountability partner to keep you on track with your money.

We will met about twice a month through Zoom or phone (in the beginning, it might be like once a week!). You can always text or email me throughout the week as things come up. I am here for you!

Build the right habits

Maybe you have read all the personal finance books. Maybe some systems don't quite work well for you. You and I work together to find a great budget solution for you and your lifestyle that will make budgeting stick once and for all.

You will get clear, easy to understand analysis, with recommendations for your situation and your paycheck cycle. It is all customized for you so you can learn the right habits.

Let's Chat

Are you interested in working with someone who has experience leading other clients through a better financial future?

Through my analysis and recommendations, my clients start to feel relief and, for the first time in a long time, feel like they are finally get ahold of their finances. 

They learn new habits through encouragement and coaching by me. The net result? My clients have saved for emergency funds, “rainy day” funds, paid off debt, funded vacations, and funded major home repairs.